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Secure a favorable rate

Sometimes big purchases can't wait

Personal Loans

So, you spotted a new vehicle. Or maybe you can’t put off your dream vacation any longer. Perhaps you could use extra money for something far less exciting. Our loan experts will help you secure a favorable rate from a wide array of loan options.

Quick Overview:

  • Favorable interest rates
  • Flexible terms available
  • Local processing and underwriting
  • Quick decisions
  • Easy to apply
  • Personal service

Get financing for:

  • New or used car/truck
  • Home improvements
  • Boat or recreational vehicle
  • Debt consolidation
  • Family expenses
  • Student loans

Student Loans

We work with Iowa Student Loan to offer private loans to help you pay for college as well as refinance existing student loans. As an Iowa nonprofit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.*

The Partnership Advance Education Loan and College Family Loan were created to help you pay college costs while you are or your student is in school. With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront.

  • The Partnership Loan is for students and their cosigners.
  • The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.

The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college. Find the rates and payments you qualify for by completing their online pre-qualification tool to see how you could benefit.

These loans are subject to credit approval.


Tools and Tips to Help Minimize Borrowing

Take advantage of Iowa Student Loan’s free planning tools while planning for college and before applying for student loans to:

  • Avoid overborrowing
  • Explore jobs and potential earnings for graduates of specific majors.
  • Estimate total college costs for four years of undergraduate students.

Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first. You should also work with our college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

About Iowa Student Loan

Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.

*Two Rivers Bank & Trust is compensated by Iowa Student Loan for the referral of student loan customers.


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Joining your lives in marriage? Join your finances at Two Rivers Bank & Trust. Two Rivers will be here when you’re starting a new relationship. From personal loans to mortgages to joint checking accounts, we’ve got you covered. So when a wedding is in the plans, Two Rivers can help you bring everything together financially.

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My neighborhood …

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My bank.

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Two Rivers Bank & Trust.

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