Online Banking

Join the neighborhood! Enroll

Family smiling and moving boxes from a van

Secure a favorable rate

Sometimes big purchases can't wait

Personal Loans

So, you spotted a new vehicle. Or maybe you can’t put off your dream vacation any longer. Perhaps you could use extra money for something far less exciting. Our loan experts will help you secure a favorable rate from a wide array of loan options.

Quick Overview:

  • Favorable interest rates
  • Flexible terms available
  • Local processing and underwriting
  • Quick decisions
  • Easy to apply
  • Personal service

Get financing for:

  • New or used car/truck
  • Home improvements
  • Boat or recreational vehicle
  • Debt consolidation
  • Family expenses
  • Student loans

Student Loans

We work with Iowa Student Loan to offer supplemental private loans to help you pay for college as well as refinance existing student loan debt. As an Iowa non-profit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.*

The Partnership Advance Education Loan (Partnership Loan) and College Family Loan were created to help you pay college costs while you are or your student is in school.

  • The Partnership Loan is for students and their cosigners.
  • The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.

The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college.

With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront. In addition, there are no upfront origination fees and you can earn an interest rate reduction for making payments by auto-debit in repayment. Note: These loans are subject to credit approval.

Learn More and Apply


About Iowa Student Loan

Iowa Student Loan was established in 1979 as a private, nonprofit corp0ration, and it’s mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.

*Two Rivers Bank & Trust is compensated by Iowa Student Loan for the referral of student loan customers.


Speaker 1:  

Joining your lives in marriage? Join your finances at Two Rivers Bank & Trust. Two Rivers will be here when you’re starting a new relationship. From personal loans to mortgages to joint checking accounts, we’ve got you covered. So when a wedding is in the plans, Two Rivers can help you bring everything together financially.

Speaker 2:   

My neighborhood …

Speaker 3:   

My bank.

Speaker 1:   

Two Rivers Bank & Trust.

Share this video or click to learn more.

As a reminder, the form below is not secure. Do not include confidential or sensitive information!

Want to learn more? Have Questions?