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As your neighborhood bank, Two Rivers Bank & Trust takes pride in building strong relationships and providing customers with great experiences that they want to share with others.

Key Features

  • Fill Out Form
  • Refer a Friend
  • Earn a $15.001 Cash Reward

Reward yourself with a $15.001 cash reward in two easy steps:

  1. Fill out a form online
  2. Once your referral opens a new account with us, we will credit your account with $15.001

1Referral cash rewards apply only when the referred individual opens a new checking account, (the referred individual will not be eligible if they have had an open checking account within the last six months). The referred customer must agree to disclose the account opening to the referring customer. Referring customer must be at least 18 years of age and cannot reside in the household of the referred customer. Referring customer must have an active personal checking account with a positive balance opened for at least 60 days. Referring customer can receive up to 10 referral cash rewards per calendar year. The cash reward will be credited to the referring customer’s checking account after the referred customer’s account with a positive balance has been open for at least 60 days. Refer-a-Friend cash rewards are subject to IRS tax reporting requirements. Employees of Two Rivers Bank & Trust are not eligible to participate. We reserve the right to disqualify any referrals that, in our sole discretion, we believe were not made in good faith. Program subject to change/cancellation at any time without notice.