Online Account Opening coming soon! If you need to open an account immediately, please stop by one of our branches or contact us at

Bank whenever, wherever — on your computer or smartphone — with our digital banking services.

iPhone  Android

Online Banking

  • Free, secure, and easy-to-use service for Two Rivers customers
  • Manage a number of banking activities anytime, anywhere with internet access:
    • Access E-statements
    • View account balances and history
    • Transfer funds between accounts (one-time and recurring transfers)
    • View checks written
    • Make loan payments
    • Use Zelle® to send money to friends and family
    • And more

Bill Pay

  • Pay one-time or recurring bills with ease:
    • Schedule payments in advance
    • Set up payment reminders
    • Ensure payments are received on time
    • Have all payee information in one convenient place
    • Retain funds until paper drafts are presented for payment
  • Avoid paper clutter
  • More secure than paper billing
  • Make more time for yourself; fewer bank trips necessary
  • Print or download to popular financial management software like Quicken® or QuickBooks™

Get Started

To enroll, call us at 888-226-6063.

How To Log Into Online (Internet) Banking For The First Time

  • When you login to your Online Banking or Mobile App, you will be prompted to authenticate your login.
  • There are three different ways that you can authenticate your login: (1) phone call, (2) text, or (3) by using an app called Authy.
    • Any of these options are great methods for protecting yourself and your information.
    • Click the Initial Log-In Document link below for a step-by-step guide to authenticate your login.
  • This process will help keep you, your family, and your information safe.
  • Remember to never give your login code to a third party. Two Rivers will never ask for this information, so it is important to keep it to yourself.

How to Set it up:

Learn how to set up the enhanced login security with the links below.

Initial Log-In Document

Mobile Banking

  • Fast, free, and secure service for customers enrolled in online banking1
  • Available to Two Rivers customers
  • Easily keep track of your finances — even on the go:
    • View account balances
    • Review history
    • Transfer funds between accounts
    • Receive alerts
    • Pay bills
  • Available via any web-enabled mobile device
  • Use this service in two convenient ways:
  • Save valuable time and effort; avoid an extra trip to a branch

See For Yourself

Looking for more information? Check out all of these mobile banking features.

Mobile Deposit

  • Deposit checks anytime, anywhere from your mobile phone
  • Free service for customers with a Two Rivers checking account
  • Deposit your check with a few taps of your finger:
    • Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
    • Select the checking account into which you want to make the deposit
    • Enter the check amount
    • Verify that everything on the screen is correct, then submit it
    • We'll confirm that the check has been received
  • Save time, avoid unnecessary trips to a branch

Important: When you endorse your check for mobile deposit, please also write "For Mobile Deposit Only at Two Rivers.”

Note: See Mobile Deposit Agreement for limitations associated with our Mobile Deposit service.

Business Days and Funds Availability: Mobile Deposit Transactions confirmed as received before 3:30 p.m. Central Time on a business day will be credited to your account by the following business day as defined within our Funds Availability Policy. Mobile Deposit Transactions confirmed received after 3:30 p.m. Central Time and deposits received on a non-business day will be credited to your account on the next business day.

How To Log Into Mobile Banking App For The First Time

Managing your history with Quickbooks, Quicken, and Mint.

1Please note that standard charges from cell phone carriers may apply for text messaging and/or web access.

For your reference, please find our complete Terms and Conditions.