We Love to Hear From Our Satisfied Neighbors

Comments from Two Rivers employees may give you some insight into the way we do business. Our staff share their stories here, too.

“Keep up the great attitude and service. You all rock! I live in South Carolina now and wish they had a branch here! I would recommend Two Rivers to my friends and family.”

— Tim Larson, Rock Hill, SC


“For all my other banks I use the drive thru because I don’t know any of the tellers. It’s too big and they are always changing. I like coming in and seeing the same people, building trust and relationships. Africa is always so pleasant and helpful!”

— Chelsea Gavin, Ankeny
Maid in Des Moines


“My Two Rivers is a relationship with people who make us feel at home.”

Moving back to the Midwest from New York, Robert and Doris Speer found comfort with Two Rivers. A personal connection with their banker was essential as they moved to a new neighborhood later in life. After opening checking and savings accounts, and a CD with Two Rivers, Doris believes they’ve found a fit. “You couldn’t have a more amicable, friendly atmosphere than when you walk in the door at Two Rivers,” she said. “We’ve made several moves in our lifetime and we’ve been with a lot of banks and I have to say that we’ve never had any bank that’s exceeded the personal touch that we have found at Two Rivers.”

— Robert and Doris Speer, Burlington


“My Two Rivers helps make the mission of Iowa Wesleyan University possible.”

President of Iowa Wesleyan University, Steven Titus, J.D., Ph.D., is grateful for Two Rivers’ partnership in serving southeast Iowa and the surrounding rural communities. Together, Two Rivers and Iowa Wesleyan are continuing to unlock the potential and invest in the future of the region. “Our mission and vision would not be possible today without the support of the dedicated and vital community resource that is Two Rivers,” Dr. Titus said. The partnership, Dr. Titus explained, is one of mutual respect and dedication, as Two Rivers has seen the university through exciting changes. “This partnership enables us to continue to advance our strategic agenda and forward momentum in the region and beyond.”

— Dr. Steven Titus, J.D., Ph.D, Mt. Pleasant
Iowa Wesleyan University


“My Two Rivers shares my desire to help people make their dreams and goals come to life.”

Dave Williams has worked to make his passion for helping others a reality. From moving to Iowa City and working full time while pursuing a Ph.D. in physical therapy to developing physical therapy clinics and a health club, and purchasing a medical building, Two Rivers has always supported Williams in his endeavors. Now, his business, Performance Therapies, is consistently growing and Two Rivers has been with him every step of the way. “I do all of my banking with Two Rivers including personal and business accounts,” Williams says. “They believe in doing things the right way and they’re really good about taking care of their clients, just like I am.”

— Dave Williams, Coralville
Performance Therapies


“My Two Rivers is one of the greatest assets to my business. No matter how difficult the problem, Two Rivers has an answer.”

Hung Nyugen knows what it’s like to juggle. As the owner of two small businesses, including a security company, Nyugen’s day is spent dividing his time between them. No matter what the day brings, he takes comfort knowing Two Rivers is always there. “They provide checking, savings, credit cards, loans, lines of credit, and insurance for me personally and my businesses,” he explained. “I see them a lot.” Nyugen prides himself on providing excellent customer service to his clients and feels Two Rivers shares that passion, too. “When I come in they know my name,” he said. “They’re not just my bankers. They’re my friends.”

— Hung Nyugen, Clive
NIC, On Point Security


“My Two Rivers has the comfort of a small town with the capabilities of a large bank.”

Dr. Daniel Sliwinski and Dr. Sara Sliwinski worked hard through optometry school and worked harder to acquire their own practice in Burlington, Iowa. “We knew buying the clinic would be difficult, and it was,” Sarah said. “But, I can honestly say the easiest part of the whole process was working with Two Rivers to get a commercial loan.”

Through every milestone as a married couple, the Sliwinskis relied on their partnership with Two Rivers. “We opened our savings and checking accounts with Two Rivers in 2011,” Daniel said. “Since then, we initiated our mortgage with them and now have started our business with them.” The Sliwinskis know that working hard and being patient can pay off in the long run and they are so thankful that Two Rivers has been patient with them for six years and counting as they have grown a business and a family.

— Sliwinski Family Eyecare, P.C.-Drs. Daniel and Sara Sliwinski, Burlington


“My Two Rivers is an experienced team.”

As a former customer of Two Rivers and now as a Vice President and Trust Officer with the Two Rivers Trust Department, Eric Benne knows our organization inside and out. “Joining the team here has done nothing but confirm the positive opinions I had of the people and services at the Bank,” he said. “I felt comfortable here from day one.”

The Trust Department at Two Rivers works as a team to help make difficult times in our customers’ lives easier. “It’s not one person caring for your assets here, it’s a team effort,” Benne explained. “The people in our office have a great deal of experience and possess a variety of strengths, so when a challenge is presented or a customer has an issue all of those assets are brought to bear.” Benne enjoys assisting customers plan for and manage their affairs, and understands that it won’t always be during the best moments of their lives. He remembers one specific instance where a customer’s health had declined and they had appointed the Bank to assist them with their affairs. “We were able to step in and fill a void in their life by managing their assets and financial affairs,” he said. “It was wonderful to see the appreciation and comfort on the client’s face when they knew their assets were being protected and cared for in a manner that had their best interests in mind.”

— Eric Benne, Burlington
Two Rivers Bank & Trust


“My Two Rivers is our partner in the community.”

As the Executive Director of Hope Haven Area Development Center, Bob Bartles works to enrich the lives of people in his community. Hope Haven’s newly built thrift store, Hopefully Yours, is just another example of his investment in Southeast Iowa. He has found a solid relationship with Two Rivers as the provider of support in more ways that one. Tom Johanns, Sr. Vice President of Trust, Investments, and Brokerage explained, “We support Hope Haven not only financially, but with human capital in a volunteer capacity.” Bartles knows Two Rivers is there for him, “I have been very impressed with Two Rivers Trust services. They really care about what we are trying to accomplish! They are truly good partners in our community.”

— Bob Bartles, Burlington
Hope Haven Area Development Center