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Halloween Costume Contest

What: Kids Halloween Costume Contest (ages 3 – 17)

How: Email a picture in costume to and include signed waiver form (to access waiver, click here)

When: Picture needs to be submitted before 12:00 noon on October 29, 2020.

Prize: $100 (1st place), $50 (2nd place), $25 (3rd place) plus other various prizes. Prizes are doubled if Parent/Guardian is a Two Rivers client.

animated kids in halloween costumes

Open to Two Rivers Bank & Trust clients and non-clients. Employees of Two Rivers Bank & Trust are not eligible. No weapons, or inappropriate costumes allowed. The first-place winner will receive $100 cash, the Second-place winner will receive $50 cash, Third-place winner will receive $25 cash. Other prizes include, but not limited to, Subway gift certificates or Casey’s gift certificates. The winner’s pictures will appear on Two Rivers Bank & Trust social media pages. The waiver/release form must be signed by the Parent/Guardian to be eligible. No purchase necessary. Need not be present to win. Odds of winning dependent upon the number of entries. No purchase, payment, donation, or account required to enter or win.

Waiver Form








We are in this together….

In every city, in every town, a strong neighborhood has purpose. Recognizing a way to brighten a day, lending a helping hand, and creating long-lasting relationships to name a few. It only makes sense that your neighborhood bank has the same values. We are all in this together.

Two Rivers Bank & Trust is prepared to assist our clients facing financial hardship or loss of income as a result of being impacted by COVID-19. We are committed to working with our clients to reduce financial stress during this challenging and uncertain time. All employees who work directly with our clients are trained to assist those who are impacted and will provide the right support to address their unique personal needs. Assistance will be on a case-by-case basis, so please reach out to us directly at 888-226-6063 to discuss the best options for meeting your needs.

We are thankful to be a part of your neighborhood, and we appreciate the trust you put in us as your financial partner.




Two Rivers Bank & Trust is temporarily closing its lobbies starting at 1p.m. Tuesday, March 17, 2020, until further notice to respect federal and state directives for social distancing.

Please utilize drive-thru banking and ATM/ITMs for transactions. This is a precautionary step to maintain public health. Thank you for your patience and understanding as we help deter the spread.

To request an in-person appointment for personal needs and services including retail, loan, and wealth management, please visit with the drive-thru teller or call 888.226.6063 and your request will be processed promptly.

Reminder: Our full range of banking solutions—from check deposits to making payments—can be accessed 24/7 through Online Banking and our Mobile app.




We understand that the Coronavirus, known as COVID-19, continues to cause questions in our community, our state, and the world. As your bank, we are operating in a state of preparedness and continue to work closely with the Iowa Department of Public Health (IDPH) to ensure the health and safety of our staff and clients.

Two Rivers Bank & Trust is taking the additional following measures:

  • Each of our branch locations have the necessary supplies to keep our work areas clean and disinfected.
  • Two Rivers Bank & Trust has disaster recovery plans in place for these situations and we are following the procedures. Critical systems and staff that are essential to our day-to-day operations are setup to operate remotely and securely.
  • We are asking employees that if they, or an immediate household member, receives direct notice from the CDC regarding exposure, to contact HR as soon as possible so that we may take any precautions needed.
  • Staff have been notified that if they have participated in high risk travel activities in the last week or are scheduled for high risk travel to report this travel to Human Resources staff to work through precautions needed.
  • Planned staff business travel to non-essential conferences or meetings has been cancelled.

As a reminder, we have convenient services that allow you to access your Two Rivers Bank & Trust accounts 24/7 with Online Banking or our Mobile App. For more information, visit

Please know that we continue to monitor the situation daily so that we can be quick in our response.  Rest assured, our goal is to keep everyone as safe as we can.