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Home Equity Loan Special

As low as 3.29% APR*

with up to

$150 closing cost credit

(limited time offer)

Apply Now


The equity in your home can enable you to borrow money for virtually anything you need. Your home is a potential financing tool. A home equity loan might offer a lower rate than other personal loans, and your interest may be tax deductible.**

Quick Overview:

  • Determined by home’s value
  • Flexibility on loan purpose
  • Personal service
  • Local decisions
  • Easy to apply

Details

  • Fixed terms of 5, 7, or 10 year1
  • Great rates and low fixed payment
  • Discount with autopay from Two Rivers account2
  • Up to $150 closing cost credit
  • No Prepayment penalties
  • Limited time offer
  • Download Flyer

Apply Now


*APR = Annual percentage rate

**Consult tax advisor on tax deductibility.

Maximum 90% loan to value (LTV). Rate assumes an LTV of 80% or less and a FICO score of 700 or above. All loans subject to approval. LTV 80.01-90% add .50% to rate. 620-699 FICO score add .50% to rate (min FICO 620). Up to $150 closing cost credit. No internal refinances with exception of new money added of $5,000.

1For a $30,000 loan for a term of 5 years (60 payments) with 3.29% APR, the estimated monthly payment will be $542.60. This payment example does not include taxes and insurance premiums and the actual payment may be greater. For a $30,000 loan for a term of 7 years (84 payments) with 3.508% APR, the estimated monthly payment will be $403.06. This payment example does not include taxes and insurance premiums and the actual payment may be greater. For a $30,000 loan for a term of 10 years (120 payments) with 4.003% APR, the estimated monthly payment will be $303.59. Payment examples above does not include taxes and insurance premiums and the actual payment may be greater.

2Includes .50% auto pay discount from a Two Rivers Bank & Trust approved account.