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Two Rivers Bank & Trust Corporate Profile.

Two Rivers Financial Group, Inc., headquartered in Burlington, Iowa, is a financial holding company serving clients throughout Iowa and surrounding states. Two Rivers Bank & Trust, a state chartered bank, commenced operations in 1904, and currently has banking centers located in Ankeny, Burlington, Coralville, Des Moines, Iowa City, Mt. Pleasant, Mediapolis, New London, West Burlington, and West Des Moines, as well as a loan production office in Bettendorf.

In addition to the full service banking and investment management business lines, the company also owns and operates Two Rivers Insurance Company, which is headquartered in Burlington. Two Rivers Insurance Company joined Two Rivers Financial Group in 1999 and operates from offices located in Burlington, Coralville, Earlham, Ft. Madison, Mt. Pleasant, and West Des Moines. Two Rivers Insurance Company also operates a third party administration firm, Employee Benefit Services, located in Burlington.

Two Rivers Financial Group, Inc.

Annual Report and Shareholder Letter