How A “No Spend Month” Can Help You Reset

Have you heard of a no spend month? If you are looking to save some money, and lower your monthly spending budget, it is a great way to jump start your savings! We all have things we love spending money on, and many people make unnecessary purchases on a regular basis, sometimes every single day. […]

Securing Your Small Business Loan

Securing your first small business loan can be an imposing task, but at Two Rivers Bank & Trust we want to ensure the process is made easy for you. It takes money to make money, but how much and at what cost? Our team can assist you in helping secure a loan that fits your […]

IRA’s and How They Help You!

An Individual Retirement Account (IRA) is what many Americans utilize for the bulk of their retirement fund. It’s important to know how to manage your IRA account and taking advantage of what your bank can offer you. We spoke with Llewellyn Anderson, Brand Manager of our West Des Moines office who is super passionate about […]

How To Financially Prepare For 2019

Whether your financial resolutions include eating healthier, working out or spending more time with your family and friends instead of scrolling through your favorite social media site – Two Rivers Bank & Trust encourages you to add the following finance-inspired resolutions to the top of your list. Set Yourself Up For Success Kick start your […]

How To Tackle Holiday Travel

If you’re planning on jetting off for your own definition of paradise this holiday season, take a deep dive into your family’s finances. Can your savings account handle roundtrip airline tickets, hotels and entertainment? Make a clear budget and stick to it. Or ditch your travel plans and plan a staycation, instead! Here are three […]

How To Navigate The Holiday Season Like A Pro

‘Tis the season to get wrapped up in holiday spending – and holiday debt! CNBC reports holiday sales are expected to top $1 trillion this year. Don’t get caught pinching your pennies come December 26, here are three ways to help you navigate the holiday season like a pro. Time Give your friends and family […]

Take Advantage of Black Friday Weekend

Holiday season means holiday shopping! Three of the busiest shopping days happen during the same weekend – Black Friday, Small Business Saturday and Cyber Monday, meaning plenty of deals to go around! Here are a few tips to help you best take advantage of sales, without draining your bank account. Black Friday/Cyber Monday Set a […]

The Benefits Of A Part-Time Job In College

Between the school supplies, coffee drinks, meals on and off campus and more, you may soon start to realize your summer savings isn’t going to last all year. Here is how you can leverage your time and money on campus – with a part-time job! Balance Is Key Are you passing your first year classes […]

3 Tips For Applying For Scholarships

The key to making the most of your time on campus? Preparation. Yes, school supply shopping is as essential as finding the perfect accessories for your dorm room, but securing financial scholarships takes precedence over all. After graduation, your bank account will thank you. Here’s what you need to know before you start applying. Apply […]

When Should I Check-In With My Banker?

At Two Rivers Bank & Trust, we believe in fostering community and building relationships, but, most importantly, we believe a great banking experience stems from a great relationship with your neighborhood banker. Think of us as a good neighbor, ready to lend a helping hand and brighten your day. Whether it’s a simple question or […]

What To Do If You Lose Your Debit Or Credit Card

Realizing you’ve misplaced your debit card can send you into a world of shock, but with Two Rivers Bank & Trust, you don’t have to worry – we’ve got your back! We make turning off your card easy. So easy, you’ll be able to do so in a matter of minutes. Here’s what you need […]

Should I Cosign For A Loan?

Big purchase items like a car or a house require a credit check and, if someone’s credit is less than ideal, they are likely to be denied a loan for said purchase. That’s where a cosigner comes in. A cosigner is someone who has built up their credit score and has agreed to cosign a […]

College Freebies

College can be some of the best years of your life – it can also be some of the most financially restricting. Luckily, businesses understand that most college students are on tight budgets and many offer great discounts on their products and services for anyone with a valid college I.D. Whether you’re a first or […]

The Tooth Fairy – How Much Money is Too Much?

The Tooth Fairy is on standby 24/7, waiting for children to lose a tooth, place it under their pillow and then, while they sleep, exchange it for money. While some fairies choose to sprinkle a little glitter or leave extra goodies, the job has remained relatively consistent over the years. But, there’s one thing that […]

Financial Tips for a Safe and Secure Move

Spring through fall is the busiest time for realtors. Once the winter weather halts, potential homeowners begin searching for their next nest in hopes to find the perfect home and settle in before winter. Once you’ve found your home and signed the papers, the real work begins! So, before you begin packing your possessions to […]