Securing Your Small Business Loan

Securing your first small business loan can be an imposing task, but at Two Rivers Bank & Trust we want to ensure the process is made easy for you. It takes money to make money, but how much and at what cost? Our team can assist you in helping secure a loan that fits your […]

When Should I Check-In With My Banker?

At Two Rivers Bank & Trust, we believe in fostering community and building relationships, but, most importantly, we believe a great banking experience stems from a great relationship with your neighborhood banker. Think of us as a good neighbor, ready to lend a helping hand and brighten your day. Whether it’s a simple question or […]

What To Do If You Lose Your Debit Or Credit Card

Realizing you’ve misplaced your debit card can send you into a world of shock, but with Two Rivers Bank & Trust, you don’t have to worry – we’ve got your back! We make turning off your card easy. So easy, you’ll be able to do so in a matter of minutes. Here’s what you need […]

Independent Retailer Month | July 2018

Since 2010, the Saturday after Thanksgiving has been dedicated to supporting small businesses by encouraging Americans to “shop small.” Then, Tom Shay, principal of Profits Plus, and Kerry Bannigan, Co-Founder of Nolcha, banned together in 2011 to establish the first ever Independent Retailer Month. Ever since, we celebrate independent businesses annually during the month of […]

Why You Need Your Banker in 2018

Every year new technology, new ideas, and the political environment affect the business landscape in ways we cannot fully predict. At Two Rivers Bank & Trust, we take pride in being a valuable partner to our business customers. While we fully encourage you to take advantage of every online banking tool we offer, we also […]

Celebrate Small Business Saturday

November 27, 2010 was the first Small Business Saturday. According to the U.S. Small Business Administration (SBA), in 2015 $16.2 billion was spent in small businesses on Small Business Saturday and, according to the National Federation of Independent Business (NFIB), last year an estimated 112 million shoppers patronized local retailers and restaurants. As a neighborhood bank, Two Rivers Bank & […]

Ways to Give Back to the Community

It’s hard to turn on the news and not get discouraged by current events. But, we’ve seen the country come together to help hurricane-affected cities and we know our local communities have the same capabilities. As we enter the season of giving, Two Rivers Bank & Trust wants to remind our business partners that giving back is […]

Fraud Tips for the Holidays

Where has this year gone? It’s hard to believe that the holiday season is right around the corner, but it seems to sneak up on us every year. At Two Rivers Bank & Trust, we love the holidays! We also know it can be a time when our customers need us the most. According to ACI Worldwide, […]

Our Capabilities to Help You

Each day you make roughly 35,000 decisions. If you’re a small business owner, most of the big decisions you make affect you directly. At Two Rivers Bank & Trust, we want to help make some of those decisions easier. Our Free Business Checking account is a great option for small business owners. Kevin Lease, Vice President […]

Ways to Keep Your Employees Happy

On average, a person will hold 12 jobs in his or her lifetime. Most people will also change jobs four times before they’re 30. Gone are the days when most employees would stay at one organization for 30 years. So, how do you get people to stay? As a small business, you might find it […]

Let’s Work Together

The business landscape is drastically different than it was 15 years ago. At Two Rivers, we know our clients are diverse in age and we know your employees are, too. Here are some tips to improve working relationships between generations and to understand their unique talents! Utilize their strengths. The skills a young person brings […]

Helping You Help Your Employees

Small businesses employ nearly half of the private-sector workers in the United States. Of those small businesses, 31% offer a retirement plan for their employees. For small businesses, a well-run retirement plan is a great recruitment and retention tool. We know that you care about your people. Kyle R. Hauenstein, Fiduciary Advisor – Retirement Plan […]

5 Tips to Prepare Your Small Business for Tax Season

Even if you’re staying on track with your New Year’s resolutions, every small-business owner has to prepare for tax season. The major deadline may be a month or two away, but it will approach faster than you think. Here are a few tips to think about as you begin. 1. Try bookkeeping online For all the […]

National Write a Business Plan Month

If you’ve always wanted to turn your passion into your profession, there’s no better time than the present – especially considering December is “National Write a Business Plan” month. Vice President of Community Banking, Jason Svejda, thinks that behind any strong business model, lies an even stronger plan. “It serves as the framework for the […]

Small Business Saturday – November 26, 2016

“The small businesses in our neighborhoods is what keeps our community going. And as your neighborhood bank, supporting those small businesses is key in taking care of our neighbors,” said Senior Branch Manager Cyndi Parks of Burlington. That’s why after you muster up enough energy and finally come to from your turkey coma, Two Rivers […]