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Have you heard of a no spend month? If you are looking to save some money, and lower your monthly spending budget, it is a great way to jump start your savings! We all have things we love spending money on, and many people make unnecessary purchases on a regular basis, sometimes every single day. […]

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Goolish gear doesn’t have to make a dent in your wallet! This Halloween, try out these DIY Halloween Costume ideas that are sure to steal the show. Hot Air Balloon Halloween Costume Materials: Laundry basket Spray paint Twine Large balloon Grab a laundry basket, spray paint and twine for this easy, DIY hot air balloon […]

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Big purchase items like a car or a house require a credit check and, if someone’s credit is less than ideal, they are likely to be denied a loan for said purchase. That’s where a cosigner comes in. A cosigner is someone who has built up their credit score and has agreed to cosign a […]

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College can be some of the best years of your life – it can also be some of the most financially restricting. Luckily, businesses understand that most college students are on tight budgets and many offer great discounts on their products and services for anyone with a valid college I.D. Whether you’re a first or […]

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Once warmer weather hits, calendars are filled and it seems like life moves a million miles a minute. Can you relate? Every weekend you’re somewhere, doing something and spending your hard-earned money. Then, you spend your week catching up on laundry and chores just to do it all again the following weekend. We’re exhausted just […]

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Have you been bitten by the travel bug? Us too! Summer is the perfect time to get out and explore, and what better place to start than your own neighborhood? Iowa has some fantastic events and attractions for you and your family to take in this summer. So, slap on some sunscreen and hit the […]

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Have some green space in your yard sitting empty? Planting a garden will both beautify your home and provide you with a fresh, and cost-effective, food supply! But before you step foot into your neighborhood garden center, take a look at our wallet friendly tips to grow your crops without shelling out a lot of […]

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Start. DIY Piggy Bank Before the life lessons begin, start by setting time aside to create an at-home bank for your kids. Grab a couple mason jars, paint, stickers, etc. and let them create their own piggy bank. Not only will this make them excited about saving, but it allows for them to actually see […]

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‘Tis the season for celebrating love, and the celebrations don’t come cheap. According to the popular wedding website The Knot, the average couple spends $35,000 to walk down the aisle and say, “I do.” But, before you pull out your pocketbook and write a check for the equivalent of a new car, there are some […]

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Year after year, thousands of New Year’s resolutions revolve around living a happier, healthier lifestyle and many people turn to gyms or personal trainers to accomplish their goals. While a gym membership may seem to be the best solution to achieve your health and fitness goals, it comes with a price! Gyms and personal trainers […]

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As the weather gets warmer, don’t let your credit score go up in flames! The average person with credit card debt has a balance of $16,000. That’s the cost of a brand new Ford Focus! We understand the road out of debt isn’t easy but we want to provide you with some helpful tips. Get […]

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By the end of the day on Black Friday, shoppers spent $5.27 billion online, a 17 percent increase in spending from last year. Chances are, you still have a few more gifts to pick up between now and December 25, and with all of the available deals and steals, it’s sometimes hard to keep your […]

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As the seasons change, so can your health—but why? According to a MedicalDaily.com article, “Cold air itself isn’t making you sick, it’s the virus. The structure of influenza allows it to replicate and spread best when air is cold and dry,” Internal Medicine Specialist Kittu Jindal Garg, M.D. told The Weather Channel. So, as we […]

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The end of summer inevitably means a mailbox overflowing with back-to-school sale advertisements. But before you fill your shopping cart, ask yourself these five questions to keep more money in your pockets as you kick off the school year. Do I have a budget? The answer, if you want to save money, should be yes. […]

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Iowa celebrates a Tax-Free Weekend statewide annually on the first Friday and Saturday of August. Sales tax is exempt at clothing retailers on items under $100, and it’s a great time to stock up for back-to-school! Two Rivers Bank & Trust takes pride in being connected to the neighborhoods that we serve, which is why […]

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