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When we say free, we mean it

Free Checking with Two Rivers helps you keep more of your money

Free Checking

We’re sincere when we say Two Rivers free personal checking is truly free. Write checks, use your debit card, access your accounts online all at no cost. It’s just one way we help you keep more of your own money. A FREE account for everyone!

If you’re unsure which checking account option is best for you, use the tool we designed to help you quickly figure it out.

Quick overview:

  • No minimum balance
  • No monthly service charge
  • $50 minimum deposit to open

Every new personal checking account includes:

FREE debit card · FREE online banking · FREE bill pay · FREE mobile banking with mobile deposit
FREE electronic statements · FREE thank you gift*
Buy back of your unused checks and debit cards from another financial institution**
REFUND of ATM fees charged by other financial institutions, up to $15 per month

*We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
VIDEO TRANSCRIPT

Speaker 1:  

Joining your lives in marriage? Join your finances at Two Rivers Bank & Trust. Two Rivers will be here when you’re starting a new relationship. From personal loans to mortgages to joint checking accounts, we’ve got you covered. So when a wedding is in the plans, Two Rivers can help you bring everything together financially.

Speaker 2:   

My neighborhood …

Speaker 3:   

My bank.

Speaker 1:   

Two Rivers Bank & Trust.

Share this video or click to learn more.

Ready to apply? Click to submit a secure form and start your application today. Meanwhile, we’re preparing the latest technology combining maximum security with the most user-friendly experience available to streamline online account application!

As a reminder, the form below is not secure. Do not include confidential or sensitive information!

Want to learn more? Have Questions?






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“Keep up the great attitude and service. You all rock! I live in South Carolina now and wish they had a branch here! I would recommend Two Rivers to my friends and family.” -Tim Larson, Rock Hill, SC

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Two Rivers Bank & Trust and Two Rivers Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Two Rivers Investment Services and may also be employees of Two Rivers Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Two Rivers Bank & Trust or Two Rivers Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

This website may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting, or tax advice. You may wish to consult an attorney, tax advisor, or accountant regarding your specific situation. No representations are made as to the accuracy of the information contained herein or any information contained in any link provided herein.
LPL Financial Privacy Policy

Important Consumer Information:
This site is for informational purposes only and is not intended to be a solicitation or offering of any security and; 1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.
2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) affecting, or attempting to affect, transactions in securities; or (b) rendering personalized investment advice for compensation.

Two Rivers Investments

Two Rivers Bank & Trust - Copyright © 2017 - All rights reserved.
Investment and Insurance Products: Are Not insured by the FDIC or any other federal government agency; Are Not deposits of or guaranteed by the Bank or any Bank Affiliate; May lose value