Free Checking

We’re sincere when we say Two Rivers free personal checking is truly free. Write checks, use your debit card, access your accounts online all at no cost. It’s just one way we help you keep more of your own money. A FREE account for everyone!

If you’re unsure which checking account option is best for you, use the tool we designed to help you quickly figure it out.

Quick overview:

• No minimum balance
• No monthly service charge
• $50 minimum deposit to open

Every new personal checking account includes:

FREE debit card · FREE online banking · FREE bill pay · FREE mobile banking with mobile deposit
FREE electronic statements · FREE thank you gift*
Buy back of your unused checks and debit cards from another financial institution**
REFUND of ATM fees charged by other financial institutions, up to $15 per month

*We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Ready to apply? Click to submit a secure form and start your application today. Meanwhile, we’re preparing the latest technology combining maximum security with the most user-friendly experience available to streamline online account application!

As a reminder, the form below is not secure. Do not include confidential or sensitive information!