Online Banking

Vice President and Trust Officer

Cindy F. Sharpe, CFP

Cindy F. Sharpe

Cindy F. Sharpe, CFP


Cynthia (Cindy) F. Sharpe, CFP

Job Title:

Vice President – Trust Officer

Where did you grow up? 

Coralville, Iowa

What is your educational experience?

I graduated from Iowa City West High School, earned a B.A. at the University of Iowa, completed the Certified Financial Planner Certificate Program at the University of South Florida and earned my Juris Doctorate at Levin College of Law, University of Florida, Gainesville.

What year did you begin your career at Two Rivers Bank & Trust?


Can you please explain your current role? 

As a Trust Officer for Two Rivers Bank and Trust, I wear several hats. Sometimes I act as a Trustee for a trust, Executor for an Estate, or as Conservator for a person who needs help handling their financial affairs. I also act as a money/investment manager for local foundations, charities and individuals. It’s my job to make sure that disbursements are made appropriately while keeping an eye on the tax and investment consequences. I just want to help people and entities use money to improve lives. Every day there is a new challenge and possibility.

Leading up to your current job, what other experience do you have related to the banking industry? In what year did you begin your banking career? 

Just prior to joining Two Rivers, I was a private practice attorney working in the areas of estate planning, probate administration, probate litigation, small business, family law and some real estate law. Before I became an attorney, I was a citrus grower and operated an aviary/exotic bird import business. Sharpe Citrus and Aviary catered to zoos and private collectors. Before that I was a Worker’s Compensation Insurance company corporate trainer. I also taught high school for 3 years right after graduating from the University of Iowa. Banking and the financial industry – especially trust, has always been fascinating to me. This is my first position with a bank and I hope the beginning of the rest of my career.

Do you have any special certificates / awards or designations?

I earned my Certified Financial Planner Designation in 2005 and became a member of the Iowa Bar Association in 2009, the Johnson County Bar Association in 2009 and the Des Moines County Bar Association in April 2017.

Please highlight your community involvement.

I’ve had the opportunity to volunteer at the Jefferson Street Farmer’s Market, deliver Meals on Wheels and attend several local events. Recently I became a member of the King’s Daughter’s and a partner with the Bridges Out of Poverty Staying Ahead program.  I’m also currently a participant in the Greater Burlington Partnership Leadership program. I’m looking forward to becoming more involved and making a positive impact in the community.

What do you enjoy most about your role at Two Rivers Bank & Trust? 

I truly enjoy being involved in helping both individuals and foundations grow financially so that they can leave a legacy for their families and/or contribute to the community.

What does being a good neighbor mean to you?

It means treating those around you with honesty, courtesy and respect.  It also means helping those around you with the little things and the big things. Being a good neighbor means being involved, informed and doing as much as you can to make your community great and encouraging others to do the same.

Contact: 319-753-9136