Online Banking

Securing Your Small Business Loan

Securing your first small business loan can be an imposing task, but at Two Rivers Bank & Trust we want to ensure the process is made easy for you. It takes money to make money, but how much and at what cost? Our team can assist you in helping secure a loan that fits your company’s budgetary needs whether you’re a new business or an established corporation looking to expand.

It is our privilege to provide the financial fuel to help your business grow and succeed. We offer a variety of options including:

  • Fixed and variable rates
  • Operating lines of credit
  • Short-term loans
  • Secured and unsecured
  • SBA financing available
  • Equipment leasing
  • Term loans for fixed asset purchases and other long-term needs

For potential business owners, to make the process easier, speak with a lending officer as soon as possible and find out exactly what they need from you. Having a previously-established relationship with a bank can help your small business loan process but it is not crucial to your success.

The big question many ask is how much money should a business ask for? Typically, it depends on the purpose of the loan, like purchasing equipment, remodeling your business or just as working capital. The loan repayment terms will generally relate to the purpose of the loan and the usefulness of the collateral. It is important that your business generates sufficient funds, so you can satisfy the monthly payment amount. When it comes to borrowing from Two Rivers, we are equipped to help you regardless of the amount.

Two Rivers Bank and Trust works with its clients and customers to make the process as seamless as possible. If you want more information on how to get your small business loan, check us out online and learn about all of your options. Or, stop into your neighborhood Two Rivers Bank and Trust so we can help get your startup on its feet!