‘Tis the season to get wrapped up in holiday spending – and holiday debt! CNBC reports holiday sales are expected to top $1 trillion this year. Don’t get caught pinching your pennies come December 26, here are three ways to help you navigate the holiday season like a pro.
Give your friends and family the best gift ever this year – your time. Whether it’s getting crafty creating a coupon book for your kiddos or giving your friend a night on the town on you, you can rest assured knowing the best part of all – you don’t have to spend a thing until that day!
Whether it’s baking Christmas cookies for a local nonprofit, spending Christmas Eve caroling for your family and friends or maybe even turning your annual holiday party into an annual holiday volunteer outing, finding new holiday traditions to get all your friends and family involve doesn’t have to cost a thing!
If you’re planning on jetting off for your own definition of paradise this holiday season, take a deep dive into your family’s finances. Can your savings account handle roundtrip airline tickets, hotels and entertainment? Make a clear budget and stick to it. Or ditch your travel plans and plan a staycation, instead!
Don’t let the stress of the holiday season drive you and your bank account insane! Contact your local neighborhood Two Rivers Bank & Trust branch to discuss a budget plan that works best for you! If there isn’t a branch in your new neighborhood, take advantage of our convenience services including online banking, online bill pay, mobile banking, mobile deposit, and more! Talk to one of our team members to learn how you can keep more of your hard-earned money with Two Rivers!