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Gardening On A Budget

shovel digging

Have some green space in your yard sitting empty? Planting a garden will both beautify your home and provide you with a fresh, and cost-effective, food supply! But before you step foot into your neighborhood garden center, take a look at our wallet friendly tips to grow your crops without shelling out a lot of cash.

  1. Start with Seeds. It’s a bit more labor-intensive and requires more tending to, but starting with seeds as opposed to beginning with seedlings will save you money. Plus, if you’re concerned with consuming chemicals, starting your garden with seeds will guarantee that they’re organic and non-GMO. Then, save the seeds from your plants this year and store them to avoid re-purchasing when you go to re-plant next year!
  2. Create Your Own Compost. Certain leftovers don’t need a machine to improve your garden’s soil. For example, your old banana skins, egg shells and coffee grounds can essentially be used in your garden as-is, making it a cost-effective and convenient way to use your old kitchen scraps to better the soil and your crops.
  3. Collect Rainwater and Reuse. The average 32 sq. ft. garden requires 20 gallons of water per week and that usage can drastically drive up your water bill. To keep bills at bay, collect rainwater from drain pipes and run it into a barrel. Then, use the runoff to keep your plants healthy and hydrated.

 Want more budgeting tips? Contact your neighborhood Two Rivers Bank & Trust branch to speak with one of our team members and let us set you up for financial success.