Online Banking

Financial Tips for a Safe and Secure Move

Couple Carrying Boxes Into New Home On Moving Day

Spring through fall is the busiest time for realtors. Once the winter weather halts, potential homeowners begin searching for their next nest in hopes to find the perfect home and settle in before winter. Once you’ve found your home and signed the papers, the real work begins! So, before you begin packing your possessions to start the moving process, follow the tips below to keep your belongings safe and secure during the move.

#1 | Sell

Paying a moving company doesn’t come cheap, and it’s even worse if you decide to move things you don’t intend on keeping! Before beginning to pack, take a look around and decide if there are things you can sell. If you’re downsizing, perhaps you don’t need as much furniture. Or, if storage space is limited, go through your clothes and remove items you don’t need or haven’t worn within one year. Then, donate items to your local Goodwill or Salvation Army retailer or hold your own garage sale!

#2 | Pack Valuables Separately

Once you get to the packing phase, start by packing items that are important to you like jewelry, papers, photographs, etc. and label the box “personal.” Then, be sure to set that box aside and either keep it in a safe place, like locked in your personal vehicle, during the move or give it to trustworthy friends or family members.

#3 | Insurance

Some policies have built-in coverage for moving, while others don’t. Make sure to talk with your agent about your homeowners policy before you move in order to ensure all of your important belongings are covered should they be damaged or lost in the process. Then, after moving, be sure to revisit your list annually with your agent to ensure that the items you kept safe, stay safe, and add any additional belongings you’ve acquired.

#4 | Label

Labeling your moving boxes can help you keep track of your belongings, but it can also let thieves know exactly where your valuables are stored. Instead of listing the items that are in each box on the outside, label it with the appropriate room. Then, on a separate piece of paper write down what each box contains and place it inside the box before taping shut. That way whoever is helping you move will be able to get the boxes to their appropriate rooms and you’ll have an inventory list to reference when you’re unpacking to make sure nothing went missing during the move.

#5 | Stay Off Social Media

Moving into a new home or apartment is exciting, but the whole world doesn’t need to know. Posting photos or videos of your move in real-time can open the door for strangers to know where you’re moving from, where you’re moving to, and which possessions you own. If you’re excited to show off you new digs, host a housewarming party for yourself and invite your friends and family members to have a more personal, invite-only celebration.

Two Rivers Bank & Trust has your moving needs covered. Whether it’s financial tips and tricks to mortgage loan options, we’re here to help. Stop into your neighborhood branch or call a team member closest to you to learn more!