Online Banking

Join the neighborhood! Enroll

Free Checking for All Milestones

Two Rivers Bank & Trust serves all different types of neighbors in all different types of neighborhoods across Iowa. While we may be headquartered along the Mississippi in Burlington, our products and services help neighbors who are just beginning their financial journey to those who are established.

That’s why we’ve designed our products and services to accommodate all of our neighbors and their needs, no matter where they’re at in life. Our Free Checking account, for example, is great for everyone!

New Career | Milestone

You’re ready to start a new job. While this is an exciting time in life, it can oftentimes be stressful. Job searchers are scrambling to find interviews, pay bills, and find a place to live – all at the same time! The Two Rivers Bank & Trust Free Checking account is great for those who are beginning the next chapter in their career. The account is free, which means you worry less and keep more of your own money. Plus, if you end up moving out of one of our neighborhoods you can still keep your account because online banking and mobile deposits are free, too!

Engagement | Milestone

You’ve met the person of your dreams and are ready to spend the rest of your life with them. With a wedding in the coming months, you need an account that costs nothing to open or maintain, but also an account that keeps your money safe and gives you the availability to pay the photographer, caterer and venue on the same day. The Free Checking account doesn’t require a minimum balance or a monthly service charge, and you can schedule payments for free with online bill pay! It’s also a great option for couples looking to join their finances when they join their lives.

New Home | Milestone

Whether you’re trying to own for the first time, or you’re in the market for your dream home, a Free Checking account can work with you during the transition. You’ll be able to write checks for free, which is great when it comes to your down payment and you can make the switch to electronic statements whenever, meaning no more lost mail and you will receive them sooner. Plus, e-statements are safer and more secure and reduce paper waste – meaning you won’t have to pull the recycling down your driveway as often!

Retirement | Milestone

When one door closes, another one opens! Your days may no longer be filled with coffee breaks and conference calls, but once you retire you’ll be able to fill your days with things that you enjoy – be it spending time with grandkids or traveling the world. Your Free Checking account at Two Rivers Bank & Trust comes with a free MasterCard® debit card, which is accepted almost anywhere worldwide. If travel plans are in your future and you find yourself needing to use another financial institution’s ATM, Two Rivers Bank & Trust will refund any ATM fees charged, up to $15 per month!

While our Free Checking accounts are built for all of our neighbors, you can determine the best account option for you with the tool we designed. Are you ready to open your Free Checking account? Stop into your neighborhood branch or apply online and become our neighbor today!