Online Banking

There are Ways to Save, We’ll Show You

If you knew you could save $720 a year by bringing your lunch to work instead of eating out, would you do it?

We live in a society of instant gratification. Frequently, that impulse costs us more money than we think. Whether you’re working your way out of debt or are saving for a dream vacation, at Two Rivers Bank & Trust we can equip you with the tools you need!

Here are some little ways to save big:

  1. Remove your credit card numbers from online accounts. We’re not talking about your bills, we’re talking about those accounts at your favorite stores that make it extremely easy to purchase with the click of a button.
  2. Have a visual representation of your goals. Put a magnetic white board on your refrigerator with your credit card balance on it. As you work toward eliminating debt, rewrite the number. It’s a great reminder and motivator!
  3. Never leave a light on. There’s a reason your parents walked through the entire house before leaving – it saves money over time!

If you’re looking to make more substantial changes, we can help with that, too! Karla Rangel, Personal Banker/Loan Officer at Two Rivers Bank & Trust, knows how important it is to personalize a plan.

“I always sit down with my customers and make a plan with them,” she explained. “We see what debt they have, what can be consolidated, and we try to allow them to make a smaller, single payment.”

One of her biggest tips? “I always say start with meals,” Rangel said. “Stop going out to eat and bring lunch to work. It helps a lot.”

Rangel added, “I just love to help people. When people leave my branch with the ability to buy a new car or with a better handle on their finances, I’m so happy and they’re so appreciative.”

If you’re looking for more ways to save or pay down debt, come talk with us! We’re happy to help you reach your goals.

Two Rivers Bank & Trust – Member FDIC, Equal Housing Lender