Online Banking

Simplify Your Business Banking

As a business owner, your time is precious. Managing your daily business transactions and keeping track of your finances can sometimes feel like a full-time job, which is why you need the right resources to help make running your business easier and more efficient. That’s why Two Rivers Bank & Trust’s financial business resources are designed with your business in mind.

Merchant Card Services

According to, when consumers were asked their preferred method of payment, 43 percent chose debit cards and 35 percent chose credit cards, while just 9 percent chose cash — making it imperative for your business to provide these payment options.

Whether you are just beginning to accept credit cards or have been processing with another payment services provider, now is the perfect time to switch to the Two Rivers Bank & Trust merchant card services program.

We offer device capabilities from PC or web-based to wireless communication devices, through our partner, CardConnect. You can also explore a vast array of payment products, customized, and integrated solutions to fit your point-of-sale environment along with EVM Chip and Apple PayTM enabled terminals.

Online Business Banking

Online banking is an easy and convenient way to manage your business’ finances, view your cash flow and even pay your employees with direct depositing.

“What’s great about our Business Online Banking is the customization and control it allows you,” explains Two Rivers Bank & Trust Vice President of Business Development Cate Schnabel.

With online banking, you can access your account any time of day or day of week—you decide when managing your finances best fits your schedule, which is great for business owners who are constantly on the move. When it comes time to do your taxes, online banking also allows you the convenience of accessing your account history and transactions, so there’s no more worrying about recording all transactions or account information for tax purposes on your own—it’s all housed in one easy-to-access, safe location for up to 18 months.

“Keeping security in mind, our Business Online Banking allows you to have multiple account users, and lets you customize the account information available to each individual user. Each user is also given their own login and password, ensuring your account remains secure at all times.”

Remote Depositing
Time is a luxury you can’t afford to spare when you’re a business owner. Take some time back in your day with remote check depositing from Two Rivers Bank & Trust.

“Our remote depositing allows you to scan and send your checks directly to Two Rivers Bank & Trust any time of day, saving you time in driving to the bank to deposit checks after each business day,” says Schnabel. “Once you scan and send your checks, you can even print a report of your checks and current account status right from your desk.”

Electronic Statements
Make the choice to go green with our paperless electronic statements. Not only will you be helping our environment by cutting down on your paper consumption, but electronic statements will also make organizing and bookkeeping tasks for your business so much easier. These statements can be archived for up to 18 months, and are available for review 24 hours a day, seven days a week. If you prefer to keep your paper statements organized on your own, you can even download or print your electronic statements for your individual records.

If you’re ready to make your business banking easier, we’re ready to help. Stop into your local Two Rivers Bank & Trust branch location to speak with one of our financial advisors, or contact us to learn more.