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Valentine’s Day on a Budget

Old couple smiling while walking down a path

We know what you’re thinking, Valentine’s Day on a budget? How romantic.

“Although Valentine’s Day is typically a day set aside for showering your loved one with gifts and fancy dinners,” explains Central Iowa Senior Branch Manager Igor Cavlovic, “Don’t get caught up in the Valentine’s Day “norm”—you can still show your significant other how much you care without breaking the bank.”

To help you out, here is a list of special, cost-friendly ways Igor and his wife, Azra, suggest to celebrate the holiday.

Make a fancy dinner for two
This year, ditch the fancy restaurant and make dinner at home instead. Cooking with your sweetheart can be a fun way to spend some low-key, quality time together—plus, you’ll be making a delicious meal you can enjoy in the peace and quiet of your own home. If you’re looking to up the romance factor, light some candles, pop open a bottle of wine and light a fire. After you finish eating, you can curl up on the couch and reminisce on all the past Valentine’s Days you’ve spent together.

Make a memory box
If cooking isn’t your forte, show your love with a thoughtful, homemade gift. A memory box is a great gift idea, and can be a fun way to acknowledge all of the past experiences and adventures you’ve had together. Regardless of the memories you fill your box with, this gift is sure to be something you will cherish for years to come.

Celebrate on a different day
Cards. Flowers. Dinner. Chocolate. The cost of Valentine’s Day can sure add up fast. To cut down on your holiday spending, try celebrating Valentine’s Day on a different day. Not only will celebrating on a different day help you save money, but it will also reduce the stress and pressure this beloved holiday can often bring. After all, Valentine’s Day is a day dedicated to showing your significant other how much you care, and can be celebrated on any day you choose.

Recreate your first date
Take a walk down memory lane by recreating your first date. Unless your first date was a total disaster, it probably holds a lot of sentimental value for both you and your loved one. Go to the same restaurant, rent the first movie you watched together, go dancing at the same club—whatever you did on the first date, make it happen again.

If budget is not a concern this Valentine’s Day, surprise your sweetheart with the trip or gift of their dreams. With help from Two Rivers Bank & Trust’s wide variety of personal loan options, you’ll be sure to find a personal loan to fit your needs.

“If you’re looking to take a dream vacation or trip of a lifetime, taking a personal loan is a great option,” says Cavlovic. “And at Two Rivers, you’ll never have to worry about receiving a loan that you cannot manage. All of our financial advisors will work with you to ensure your desired loan is the right fit for your financial needs.”

Visit our website or contact us today to learn more about our personal loans and take advantage of our great loan rates and expertise!